Loans
Learn how to borrow money the smart way.

What to Know About Student Start-up Loans
A Student Start-up Loan is a $1,201 interest-free loan delivered by Centrelink, payable twice per year to eligible higher education students.

What to Know About the Higher Education Loan Program (HELP)
The Higher Education Loan Program (HELP) offers interest-free loans to students for tuition fees. Loans include FEE-HELP, SA-HELP, HECS-HELP, and OS-HELP.

Guide to Student Loans and Financial Support in Australia
Australian students have access to interest-free loans, Commonwealth Supported Place (CSP) subsidies, Centrelink payments, and other government programs.

How No Interest Loans (NILs) Work
The No Interest Loans Scheme (NILs) allows some Australians to borrow up to $2,000 for essential purchases with an interest-free loan.