Start your home buying journey
Figure out what you can actually afford.
LVR: Understanding Your Loan-to-Value Ratio
A loan-to-value ratio (LVR) compares your home loan amount with the value of the property. Mortgage insurance is required with a high LVV.
Home Equity: What It Is and How to Use It
Home equity is the market value of your house minus what you owe on your mortgage. Leverage equity for loans by tapping into a portion of it.
What is a Reverse Mortgage?
A reverse mortgage allows seniors to release the value of their home without having to sell it by trading home equity for cash.
How to Save for a House Deposit
Saving up a house deposit on your home loan means achieving the first major milestone of your home-ownership quest.
How Much Can I Borrow for a Home Loan?
Start by figuring out what amount your bank will lend you and, more importantly, what you can afford to borrow.
What Is Home Loan Pre-Approval?
Home loan pre-approval is a statement from a lender agreeing to lend you a set amount to purchase a property.
How Much Do You Need for a House Deposit on a Home Loan?
A house deposit, or a home loan deposit, is your initial contribution to the total purchase price of a property — typically 5%-20%.