Learn about rewards, points, interest rates, how to apply, and how credit cards work — all in one place.
Start your credit card search with ease
Get started with credit cards by understanding how they work, how you qualify and how to use them wisely.
Credit card basics
9 Things to Know Before Getting Your First Credit Card
A credit card can be a useful financial tool when approached responsibly. Here’s what you need to know before applying for one.
How Do Credit Cards Work?
Credit cards allow you to purchase goods or services both in person and online at any merchant that accepts credit card payments.
How to Apply for a Credit Card So You’ll Get Approved
Applying for a credit card only takes a few minutes, but there’s more to it than submitting your information.
Your credit card questions, answered
What is This Random Charge On My Credit Card?
Are small charges on your credit card a sign of fraud? They can be, but there are also legitimate reasons for these charges to appear.
How Is Credit Card Interest Calculated?
Your credit card’s annual purchase rate determines how much you’ll pay in interest.